The title pawn with the Best Rates for Monroe
We can SAVE you 20-50% PER MONTH over our Competition! As a LOCALLY OWNED lender, we are able to offer you the best experience!
What is a title pawn Collateral Loan?
A title pawn is a secured collateral loan that’s guaranteed by something of value such as vehicles, boats, heavy equipment, trailers, etc.
At Unique Funding, we offer collateral loans for all your financial needs. We don’t limit our customers to only using their automobiles for their collateral loans; instead, we have the flexibility to approve loans using a variety of vehicles and property as collateral.
Title Pawn (AKA Title loan; Collateral Loan)
People often get confused about the differences between all the different types of loans available. We understand. Here are just a few examples of the different loan names you’ll find out there:
- Car Title Pawn
- Auto Title Pawn
- Truck Title Loan
- Truck Title Pawn
- Auto equity pawn
- Title pawn with bad credit
- Title pawn
- Title loan
- Automobile title loan
- Car equity pawn
- Collateral loan using your car
- Title Pawn Loan Company
- Title Loan Company
- Title Loan no credit check
- Title Pawn no credit check
All these are essentially the same thing. They all refer to the possibility of getting a short-term loan using your car or the title to your car as collateral to cover the amount of the loan. This is is what’s called a secured loan since the loan amount is entirely based on the value of the vehicle.
Title pawns are another simple, fast way. to access the equity in your vehicle to give you the money you need today. Call us and let’s discuss how a car title pawn may meet your needs.
What Can We Use for Collateral?
At Unique Funding, we take pride in accepting a variety of property as collateral for our loans. We don’t require you to own extensive property or have a lot of assets to prove you can repay your loan. Plus, we don’t require credit checks since the amount of the loan is based upon the value of whatever you use as collateral.
Some of the things that we accept as collateral for a loan include:
- Automobiles (personal and commercial vehicles)
- Real estate
- Heavy equipment
- Boats
- Campers
- Personal watercraft (like a jet ski)
- RVs
- UTVs
- ATVs aka 4wheeler/four wheeler
- Trailers
- Motorcycles
Have another type of collateral that isn’t listed? Contact us and we’ll let you know if we can accept it for your loan!
The amount of your loan depends on the fair market value of your collateral. We don’t base your loan amount on your credit score or income.
Why Use Unique Funding for Your title pawn Collateral Loan?
We are a locally-owned, family-operated lending agency that has more flexibility than traditional lenders. Our loans don’t have to follow strict, corporate guidelines that fail to see the customer as a person.
At Unique Funding, it’s our goal to provide our customers with fantastic interest rates and flexible payment terms. We want your loan to fit your financial situation.
Since we’re not bound by any corporate red tape, we’re able to approve loans that other lenders deny. Plus, we’re able to get you money within hours versus weeks or months.
Other lenders base their loan decisions on your ability to prove your income or on your credit score. But our loan process doesn’t include a credit check, making us a fantastic alternative if you have no credit, bad credit, or just prefer to keep your loan off your credit report.
Our collateral loans have minimal paperwork, and our application is easy to understand. We strive to make the application process as simple as possible.
Typically, we’ll let you know in a couple of hours about the status of your loan. You can expect to have your money within an hour (sometimes in 30 minutes or less!), not days or weeks.
Once you’re approved for your loan, we have a number of convenient options for receiving your money.
We offer convenient payment methods such as in store, by phone, or online so that repaying your loan is fast and simple.
We want to help our customers during their tough times. Let us know about your situation and we’ll work with you to create terms that make sense for you.
What Can You Use Your Collateral Loan For?
One of the top advantages of our collateral loans is that we have no restrictions concerning how you can use your money.
Some of our customers use our collateral loans to pay off higher interest loans with companies that aren’t as customer-focused. These are called buyout loans and can significantly help you get out from under a loan with bad terms.
Many times, we can buy out your existing loan and provide you with a lower interest rate.
Or, use your collateral loan to cover your expenses, like:
- Unexpected car or home repairs
- Higher than expected utility bills
- Medical bills
- Holiday expenses
- Unanticipated travel plans
- Pet emergencies
- School expenses
- Seasonal expenses
You don’t even have to have a specific purpose in mind when you apply for your collateral loan.
Ready to apply for your collateral loan? Contact us or start the process online!
What Our Customers Say About Us
Our Service Area
We have happy, financially secure customers all around the metro Atlanta area including Conyers, Lithonia, Covington, Decatur, Madison, Loganville, Monroe, Snellville, Lawrenceville, Stone Mountain, Stockbridge, McDonough, Forest Park, Atlanta, Newnan, Athens, and more.
We have helped people all over Georgia, from North to South, borrow/refinance at a considerably better rate than our competition. We can help anyone, anywhere in the State of Georgia. All it takes is driving to Conyers a single time.
Our Office
OUR LOCATION
1794 Iris Dr. SW
Conyers, GA 30094
CALL US AT:
770-679-0308
EMAIL US AT:
office@uniquefunding.com
HOURS OF OPERATION:
Monday – Friday: 9AM-6PM
Saturday: 10AM-4PM
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