Using Your Car Title As Collateral For A Loan

We are a Title Pawn Company offering loans from $300 to $100,000+ with the most competitive interest rates around. 

We save the average customer 20-50% PER MONTH over the competition!!

Let us help you get the money you need now!

Title Pawn Loan company: Using Your Car As Collateral For A Loan

Besides being a means of transportation, your car can help you with your finances as well. Since it has value, you can use your car as leverage to secure a loan.

Title pawns can be a great way for car owners who need money for an unexpected expense or simply when you need money right now. With Unique Funding, our goal is to get you funded fast! 

We write loans based on all makes and model vehicles. That means Chevrolet, Ford, Dodge, Toyota, Mercedes, Lexus, Hyundai, Kia, etc. If you can drive it, we can use it to underwrite a loan for you.

Why Consider A Title Pawn?

We understand that life happens. You never know when you’ll need additional cash. When these times happen, you don’t have time for a lengthy, time-consuming process only to get rejected.

That’s why we simplify the entire process. Our goal is to make it easy to get the funds you need ($300-$100k+) at a lower rate than our competitors (we generally save people 20-50% per month!).

Our process is simple:

  1. Contact us
  2. Let us appraise the value of your vehicle
  3. Review & approve the terms of the loan
  4. Go home with money

Contact us today and let’s get the process started for you, so you can have access to the money you need soon.

Benefits Of Car Title Pawns

Car title pawns are collateral loans for a 30 days increments. You give the lender the title to your car as collateral for the loan until the loan is paid in full.

Here are the main benefits of a car title pawn:

  • No credit check required
  • Instant access to equity. We offer loans of $300 – $100,000+
  • Fast application process
  • Quick approval times
  • Better repayment rates than our competitors
  • You can continue to drive your vehicle

How Do Title Pawns Work?

It is required that you have equity in your car in order to get a title pawn. Many lenders require that you do not have an outstanding loan on your car and own it free and clear.

To streamline the loan process, the items that you will need to bring with you is:

  • Car title (not necessary if we are paying out your loan with another lender)
  • Proof of Income
  • Proof of Insurance
  • Proof of Residency

How Much Can I Borrow with a Car Title Pawn?

Here at Unique Funding, we take many things into consideration on that amount that we will be willing to lend. Our first question is always, “How Much Do You Need?” From there we look at other important factors such as Year, Make, Model, Miles, & Condition. Once we do an inspection on your vehicle, we will come back with an offer of what we can do. This is generally 50-100% of your vehicles value.  

Why Work With Unique Funding?

We are a family-owned and operated Title Pawn Loan agency- not some national franchise. Because of this, we have the flexibility that a lot of other loan agencies don’t have.

Our mission at Unique Funding is to customize lending arrangements to suit your specific financial needs. No matter how big or small your loan, you are important to us! 

Our friendly and professional staff has the tools and experience necessary to create flexible business arrangements that fill their short-term money requirements.

We offer collateral-based lending that eliminates the need for lengthy underwriting practices. No credit check is necessary. We make funds available within hours, not weeks.

What makes us “unique” is:

  • Flexible title loan arrangements
  • No credit checks
  • Get money quickly
  • Convenient loan repayment options

Our compassionate staff is highly trained and ready to help you find ways to get access to the finances you need. Unlike some of the closed doors of traditional lenders, we approach each customer the same way we want to be treated- with respect and concern.

When you need extra cash, contact the compassionate staff at Unique Funding to discuss a car title pawn today. From daily drivers to exotic or antique cars, we are willing to discuss loan arrangements that are in your best interest. Call today.

Why Get A Title pawn Loan?

We understand that life happens. Things come at you pretty quickly and that can turn your finances upside down. It’s nice to know there are people around who will help you during tough times. That’s why we started Unique Funding. We’re here to help with your borrowing needs from $300 – $100k+.

We all have times when unexpected expenses come up. These are the times we need money quickly. Some of the reasons people need loans include:

  • Unexpected car repairs
  • Home renovations or repairs
  • Medical or dental emergencies
  • Unexpected bills
  • Credit card debt
  • Debt consolidation
  • Difficulty paying rent or the mortgage
  • Legal issues

The truth is that it’s completely up to you why you might consider a loan. From our perspective, that’s your business. We’re simply here to help you when you decide you need extra money.

Our title pawn Loan Process

We only provide secured loans to our customers using the equity in their vehicles.

Providing collateral-based lending means that we can effectively eliminate lengthy underwriting practices. This means you get the money you need faster.

Our loan process is simple. After a brief conversation where we’ll explore what can be used as collateral (and we have many different options!), we’ll discuss the amount of the loan we can provide, the repayment terms and it’s up to you from there.

The entire loan process can take only a few hours or less versus days/months. We make getting the funds you need simple and as easy as possible.

Our Goal

We want to help you have the access to the money you need when you need it- without placing you at risk for further financial difficulties.

Many lenders have no regard for their customers in that they will outline unreasonable loan terms which places that person in further financial jeopardy down the road.

Our staff is here to help you better understand what needs to take place to help you get and stay out of debt. We want to help you gain financial independence.

We Offer title pawn Loan Buyouts

If you already are under a loan and finding it difficult to balance the payment along with all your other expenses, let’s sit down and talk about how we can help. We offer customized lending arrangements that can help you get out from under loans with bad terms.

We offer loan buyouts and refinancing options for people under title pawns or other types of loans.

Call our experienced, compassionate staff today. We have the expertise you need to get financially stable.

What Our Customers Say About Us

Our Service Area

We have happy, financially secure customers all around the metro Atlanta area including Conyers, Lithonia, Covington, Decatur, Madison, Loganville, Monroe, Snellville, Lawrenceville, Stone Mountain, Stockbridge, McDonough, Forest Park, Atlanta, Newnan, Athens, and more.

We have helped people all over Georgia, from North to South, borrow/refinance at a considerably better rate than our competition. We can help anyone, anywhere in the State of Georgia. All it takes is driving to Conyers a single time.

Our Office

OUR LOCATION
1794 Iris Dr. SW
Conyers, GA 30094

CALL US AT:
770-679-0308

EMAIL US AT:
office@uniquefunding.com

HOURS OF OPERATION:
Monday – Friday: 9AM-6PM
Saturday: 10AM-4PM

Quick Contact Form

Got a quick question? Ask it here.

Footer Contact

What Our Customers Say About Us